:root {
  --ink: #152338;
  --ink-soft: #516078;
  --paper: #fffaf5;
  --surface: #ffffff;
  --line: #eadfd5;
  --brand: #f15a24;
  --brand-dark: #c83d13;
  --navy: #122033;
  --mint: #dff4ea;
  --shadow: 0 20px 60px rgba(34, 27, 20, 0.1);
}

* { box-sizing: border-box; }
html { max-width: 100%; overflow-x: hidden; scroll-behavior: smooth; }
body {
  max-width: 100%;
  overflow-x: hidden;
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 8% 8%, rgba(241, 90, 36, 0.1), transparent 28rem),
    linear-gradient(180deg, var(--paper), #f8f3ed 72%, #fff);
  font-family: Pretendard, "Apple SD Gothic Neo", "Noto Sans KR", sans-serif;
  font-size: 17px;
  line-height: 1.75;
  word-break: keep-all;
}
a { color: inherit; }
img { max-width: 100%; }
.skip-link {
  position: fixed;
  left: 1rem;
  top: -5rem;
  z-index: 100;
  padding: .75rem 1rem;
  color: #fff;
  background: var(--navy);
  border-radius: .5rem;
}
.skip-link:focus { top: 1rem; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 1px solid rgba(234, 223, 213, .88);
  background: rgba(255, 250, 245, .9);
  backdrop-filter: blur(16px);
}
.nav-wrap,
.container {
  width: min(1120px, calc(100% - 40px));
  margin-inline: auto;
}
.nav-wrap {
  min-height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.brand {
  display: inline-flex;
  flex: 0 0 auto;
  align-items: center;
  gap: .7rem;
  color: var(--navy);
  font-size: 1.08rem;
  font-weight: 850;
  text-decoration: none;
  white-space: nowrap;
}
.brand img {
  display: block;
  width: 52px;
  height: 26px;
  flex: 0 0 auto;
  object-fit: contain;
}
.nav-links { display: flex; align-items: center; gap: 1.2rem; }
.nav-links a {
  color: var(--ink-soft);
  font-size: .88rem;
  font-weight: 700;
  text-decoration: none;
}
.nav-links a:hover,
.nav-links a:focus-visible { color: var(--brand-dark); }
.nav-cta,
.button {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  justify-content: center;
  padding: .7rem 1.2rem;
  border-radius: .8rem;
  background: var(--brand);
  box-shadow: 0 10px 24px rgba(241, 90, 36, .2);
  color: #fff !important;
  font-weight: 800;
  text-decoration: none;
}
.nav-cta:hover,
.button:hover { background: var(--brand-dark); transform: translateY(-1px); }
.button.secondary {
  color: var(--navy) !important;
  background: #fff;
  border: 1px solid var(--line);
  box-shadow: none;
}
.hero { padding: clamp(4rem, 9vw, 7.5rem) 0 4rem; }
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  margin: 0 0 1.2rem;
  padding: .35rem .75rem;
  border: 1px solid rgba(241, 90, 36, .22);
  border-radius: 999px;
  background: rgba(255, 255, 255, .72);
  color: var(--brand-dark);
  font-size: .82rem;
  font-weight: 800;
  letter-spacing: .02em;
}
h1,
h2,
h3 { color: var(--navy); line-height: 1.25; letter-spacing: -.035em; }
h1 { max-width: 900px; margin: 0; font-size: clamp(2.5rem, 7vw, 5.25rem); }
h2 { margin: 0 0 1.25rem; font-size: clamp(1.9rem, 4vw, 3rem); }
h3 { margin: 0 0 .55rem; font-size: 1.15rem; }
.hero-lead { max-width: 760px; margin: 1.5rem 0 0; color: var(--ink-soft); font-size: clamp(1.05rem, 2vw, 1.28rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }
.signal-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 3.5rem;
}
.signal {
  min-height: 150px;
  padding: 1.3rem;
  border: 1px solid rgba(234, 223, 213, .8);
  border-radius: 1.2rem;
  background: rgba(255,255,255,.76);
  box-shadow: 0 12px 34px rgba(34, 27, 20, .05);
}
.signal strong { display: block; margin-bottom: .35rem; color: var(--brand-dark); font-size: 1.45rem; }
.signal span { color: var(--ink-soft); font-size: .94rem; }
.section { padding: clamp(3.5rem, 7vw, 6rem) 0; }
.section-head { max-width: 760px; margin-bottom: 2rem; }
.section-head p { color: var(--ink-soft); }
.card-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; }
.card {
  padding: 1.6rem;
  border: 1px solid var(--line);
  border-radius: 1.2rem;
  background: var(--surface);
  box-shadow: 0 14px 40px rgba(34, 27, 20, .06);
}
.card p { margin-bottom: 0; color: var(--ink-soft); font-size: .95rem; }
.number {
  display: grid;
  width: 38px;
  height: 38px;
  margin-bottom: 1rem;
  place-items: center;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-size: .86rem;
  font-weight: 850;
}
.split {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr);
  gap: clamp(2rem, 6vw, 5rem);
  align-items: start;
}
.check-list { padding: 0; margin: 0; list-style: none; }
.check-list li {
  position: relative;
  margin-bottom: .8rem;
  padding: .8rem 1rem .8rem 2.7rem;
  border: 1px solid var(--line);
  border-radius: .9rem;
  background: rgba(255,255,255,.68);
}
.check-list li::before { position: absolute; left: 1rem; color: var(--brand); content: "✓"; font-weight: 900; }
.notice {
  padding: 1.4rem 1.5rem;
  border-left: 4px solid var(--brand);
  border-radius: 0 1rem 1rem 0;
  background: #fff2e9;
  color: #65331f;
}
.faq { border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); padding: 1rem 0; }
.faq summary { cursor: pointer; color: var(--navy); font-weight: 800; }
.faq p { color: var(--ink-soft); }
.related { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: .8rem; }
.related a {
  min-height: 100px;
  padding: 1rem;
  border: 1px solid var(--line);
  border-radius: 1rem;
  background: #fff;
  color: var(--navy);
  font-weight: 800;
  text-decoration: none;
}
.related a:hover { border-color: var(--brand); }
.cta-panel {
  position: relative;
  overflow: hidden;
  padding: clamp(2rem, 6vw, 4.5rem);
  border-radius: 1.6rem;
  background: var(--navy);
  color: #fff;
  box-shadow: var(--shadow);
}
.cta-panel::after {
  position: absolute;
  right: -6rem;
  bottom: -9rem;
  width: 22rem;
  height: 22rem;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(241,90,36,.7), transparent 68%);
  content: "";
}
.cta-panel h2,
.cta-panel p,
.cta-panel .hero-actions { position: relative; z-index: 1; }
.cta-panel h2 { color: #fff; }
.cta-panel p { max-width: 660px; color: #d8e0eb; }
.site-footer { margin-top: 5rem; padding: 2rem 0; border-top: 1px solid var(--line); color: var(--ink-soft); font-size: .84rem; }
.footer-row { display: flex; justify-content: space-between; gap: 1rem; }
:focus-visible { outline: 3px solid rgba(241, 90, 36, .35); outline-offset: 3px; }

@media (max-width: 820px) {
  .signal-grid,
  .card-grid { grid-template-columns: 1fr; }
  .split { grid-template-columns: 1fr; }
  .related { grid-template-columns: 1fr 1fr; }
  .hero { padding-top: 4.25rem; }
}

@media (max-width: 520px) {
  body { font-size: 16px; }
  .nav-wrap,
  .container { width: min(calc(100% - 28px), 1120px); }
  .nav-wrap { gap: .75rem; }
  .brand span { display: none; }
  .nav-links { min-width: 0; margin-left: auto; }
  .nav-cta { padding: .6rem .8rem; font-size: .8rem; white-space: nowrap; }
  h1 { font-size: clamp(2.25rem, 11vw, 3rem); overflow-wrap: anywhere; }
  .hero-actions { flex-direction: column; }
  .button { width: 100%; }
  .related { grid-template-columns: 1fr; }
  .footer-row { flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}